Payment, Insurance & Sliding Scale
We’re an out-of-network practice. Most clients use their out-of-network benefits, and our billing partner, Thrizer, files the claims for you. Sliding-scale fees are available. Not sure what you’d pay? Ask on your free consult.
or call (212) 777-6922
What out-of-network means
We aren’t on your insurance company’s list of in-network providers. You pay for each session, and if your plan has out-of-network benefits, your insurance pays you back for part of the cost, sometimes all of it.
Why we're out of network
It’s the norm for private practice in New York. Your insurer doesn’t decide how long you stay in therapy, you share only what your care requires, and we can match you with the right therapist, not just whoever your plan lists.
Fees at a glance
Individual session | $0 to $800, depending on the clinician |
Group session | $125 |
Sliding scale | Available |
Scholarships | Through our nonprofit |
Out-of-network benefits | Accepted, billed through Thrizer |
Not accepted | In-network insurance, Medicare, Medicaid |
Payment | Credit cards, checks and cash |
First step | Free 15-minute consult |
SLIDING SCALE
If cost is what’s standing between you and therapy, tell us on your consult. We’ll set a fee that fits your budget.
If you have out-of-network benefits, we review the fee once your reimbursements start coming in, so your out-of-pocket cost stays where we agreed.
Scholarships
Our nonprofit, the NYC Counseling Foundation, offers scholarships for individual and group therapy.
No insurance?
The sliding scale still applies. You pay privately at a fee we set together.
Using your out-of-network benefits
Thrizer handles the insurance side, so you don’t have to file claims yourself.
Thrizer checks your benefits
Before you start, so you know what to expect.
Thrizer files the claim
After each session, automatically.
Your insurance pays you back
Once your deductible is met, you may only pay your co-insurance.
Clients use out-of-network benefits from most major commercial plans. Coverage depends on your plan, so Thrizer checks it before your first session.
Don’t want to wait for your insurer? Ask about Thrizer’s Instant Reimbursement on your consult.
Check your benefits
Enter your insurance details to see an estimate of what your plan covers. Your information goes straight to Thrizer.
Prefer a full page? Open the benefits check
Questions about the result? Ask on your free consult.
Check Your Insurance Benefits
No out-of-network benefits? There may be another way
Some plans will cover an out-of-network therapist at in-network prices if someone asks the right way. Adi Atlas of True Parity Patient Advocacy makes that request for you. If your insurance says yes, you’d pay about what you’d pay an in-network therapist, usually for a full year.
Who it's for
- Your health insurance comes through a job, yours or a family member's.
- Your plan doesn't have out-of-network benefits, or they don't cover much.
- You want to work with one of our therapists.
How it works
Book a free consult with us
Meet your therapist first.
Have a free 30-minute call with Adi
To see if your plan is a good fit.
Adi handles the request with your insurer
Your therapist may write a short letter to support it.
If it's approved, you see us at in-network prices
If it isn't, you don't pay Adi anything.
Adi charges a one-time fee, and only if your insurance approves. True Parity is a separate company, and we don’t get anything for referring you.
FREQUENTLY ASKED questions
Do you offer a sliding scale?
Yes, for individual, couples and family therapy. We set the fee on your free consult and review it once any reimbursement comes in.
Do you take insurance?
We’re out of network. If your plan has out-of-network benefits, Thrizer files your claims and some clients are reimbursed up to 100% of the session fee.
How much does therapy cost?
Individual sessions range from $0 to $800, depending on the clinician. Your actual cost depends on your benefits and the sliding scale. Groups are $125 per session, and scholarships are available.
Will my insurance reimburse me?
If your plan has out-of-network mental health benefits, most likely. Thrizer checks before your first session.
Do you accept Medicare or Medicaid?
No, but we’re glad to point you to providers who do.
Can I get a superbill?
Yes, for your records, your insurer or an HSA/FSA.
We'll help you & Sliding Scale
Insurance is confusing, and you don’t have to sort it out alone. On your free consult, we’ll look at your plan with you and tell you what you’d pay. You’ll leave knowing your options.
or call (212) 777-6922
Need help right now? We aren’t an emergency service. Call or text 988 for the Suicide & Crisis Lifeline, or call 911.